The company SAGA AFRICA HOLDINGS LIMITED SA (hereinafter “YAS”), a public limited company with share capital of 14 349 000 000 FCFA, registered with the Dakar Trade and Companies Register SN DKR 1098 B 1094 with registered office at 15, Almadies – Route de Ngor, BP 146, Dakar, has developed the mobile application “APP TELCO” (hereinafter “the Application”) enabling users to access:
Any installation or use of the Application constitutes unreserved acceptance of these GTCU and, where applicable:
These GTCU may be updated; continued use following an update constitutes acceptance.
| Term | Brief Definition |
|---|---|
| Biometric Authentication | Validation of an operation via the device’s native facial recognition (Face ID) or fingerprint recognition (Touch ID). YAS does not collect or store biometric data. |
| Code confidentiel / OTP | One-time code (4–6 digits) sent by SMS or push notification to secure access or a transaction. |
| Mixx By YAS | Mobile money wallet offered by YAS to settle purchases or receive refunds, where applicable. |
| DCB | Payment method by deduction from telecom credit. |
| Partenaire YAS | Third-party provider of content, goods or services listed in the Application. |
| Utilisateur | An adult individual residing in Senegal, with a compatible mobile device and a mobile line from YAS Senegal operator. |
| Carte SIM | Refers to the microprocessor card inserted into the User’s mobile device enabling identification across mobile networks. This may be SIM, Micro SIM, Nano SIM, or e-SIM. |
| Electronic Communications Operator | Mobile operator authorised in Senegal. |
| Partenaires SAGA AFRICA HOLDINGS LTD-SA | Natural or legal person whose service is listed in the Application. |
| SMS | Text message of up to 160 characters sent following a transaction or notification. |
| Transaction | Any payment transaction carried out via the YAS application. |
| Category | Examples of features |
|---|---|
| Telco | Balance consultation, pass purchase, usage history |
| Mobile money & Payments | Service payments |
| Content & VAS | Games, streaming, subscriptions |
| Support | FAQ, chatbot, customer service |
Free usage on YAS network.
Charges apply via third-party networks.
Data consumption applies for third-party services.
User must verify connection before operations.
| Category | Data Examples | Purpose |
|---|---|---|
| Identification | Phone number | Account management |
| Service Data | Logs, usage | Service execution |
| Financial Data | Transactions | Payments |
| Usage & Marketing | Preferences | Personalization |
Events beyond control suspend obligations.
Invalid clause does not affect others.
No transfer allowed.
No waiver of rights.
Phone: 1677
WhatsApp: +221 76 624 00 00
Email: [email protected]
Application may be discontinued with notice.
Governed by Senegal law. Jurisdiction: Dakar.
